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ORBIT BASIC TRAVEL INSURANCE PREMIUMS

Period Europe Australasia Worldwide
1 month £20 £25 £33
2 months £36 £45 £50
3 months £45 £55 £59
4 months £58 £69 £76
5 months £73 £82 £92
6 months £87 £96 £107
7 months £102 £110 £123
8 months £116 £124 £138
9 months £131 £138 £153
10 months £145 £151 £169
11 months £160 £165 £184
12 months £174 £183 £198
All prices are in pounds sterling and include Insurance Premium Tax.

ORBIT BASIC TRAVEL INSURANCE SUMMARY OF COVER

Cancellation or Curtailment Charges
Up to £2,000
Loss of Deposit: Up to £2,000
Excess: £100
Excess: £100
Medical and Other Expenses
Costs due to injury or illness including up to £5,000,000 for medical and emergency dental treatment plus additional transport and accommodation expenses.
Excess: £100
Hospital Confinement Benefit
Hospital In-Patient Benefit: Up to £1,000
Excess: Nil
Personal Possessions
Loss or damage of luggage/personal effects up to £750, including Suitcases, trunks and containers of a similar nature, plus articles worn or carried subject to the following limits: Up to £150 any single article Up to £150 in total for valuables
Excess: £100
Cancellation or Curtailment Charges
Up to £2,000
Loss of Deposit: Up to £2,000
Excess: £100
Excess: £100
Medical and Other Expenses
Costs due to injury or illness including up to £5,000,000 for medical and emergency dental treatment plus additional transport and accommodation expenses.
Excess: £100
Personal Possessions
Loss or damage of luggage/personal effects up to £750, including Suitcases, trunks and containers of a similar nature, plus articles worn or carried subject to the following limits: Up to £150 any single article Up to £150 in total for valuables
Excess: £100

TRAVEL INSURANCE AREAS 

 Arranged through All Seasons Underwriting Agencies Limited. Cover is available in three areas: 

  1. Europe the Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland, the Azores, Mediterranean Islands and non-European countries bordering the Mediterranean (excluding Algeria, Egypt, Israel, Lebanon, Libya and Syria); 
  2. Australasia (includes Australia, New Zealand, Vanuatu, Fiji, Tonga, Cook Islands, Fortuna Islands, Western Samoa, American Samoa, Tokaelou, Niue and Wallis); 
  3. Worldwide The rest of the World;

ORBIT BASIC TRAVEL INSURANCE THINGS TO NOTE 

  1. Maximum age limit at date of departure is 45 years. 
  2. All premiums are subject to 20% Insurance Premium Tax. 
  3. Cover is available to all UK and EU residents. 
  4. You are allowed one return journey to the UK for up to 28 days 
  5. The three sections of cover offered under Orbit Basic, account for at least 95% of all claims in the real world, as conceded by our Underwriters. We believe it is nearer 99% of all claims !!!!!!!

ORBIT BASIC Travel Insurance for ALL UK and EU RESIDENTS 

Welcome to our ORBIT BASIC Long Stay travel insurance scheme, a product carefully designed to give you the right cover and proper protection at CHEAPER PREMIUMS.  The ORBIT BASIC offers highly competitive, cost-effective, comprehensive travel insurance that provides LOWER LEVELS of ESSENTIAL, but relevant, cover. Not only does the independent traveller get £5,000,000 MEDICAL INSURANCE, but also sensible levels for CANCELLATION and CURTAILMENT and PERSONAL POSSESSIONS. 

Please click on THINGS TO NOTE to see our view on claims statistics and the incidences in the real world. This product is effectively more applicable as backpacker travel insurance and cover for student travel, whilst offering sensible levels of quality coverage. You can use this cover to complement any medical insurance that may be provided by a potential employer whilst working or studying abroad. 

So the ORBIT BASIC is an excellent product that provides insurance for travel from 1 to 12 Months inclusive, in the THREE Areas of EUROPE, AUSTRALASIA and WORLDWIDE with cover restricted to the THREE SECTIONS that matter and account for virtually ALL CLAIMS according to the real world. You are allowed ONE RETURN JOURNEY back to the UK for up to 28 days. 

So if you are looking for a cheaper option for the more budget travel, which does not compromise on essential travel insurance, whether relevant to your student or Gap Year travel, then the ORBIT BASIC is exceptional value for very acceptable levels of cover and cheaper travel insurance. 

This is a comparable scheme for student travel insurance provided you may be travelling during your Gap Year as opposed to official study abroad. Long stay travel is HIGH RISK, so please be very careful and don't rush any decision regarding your insurance cover, but this ORBIT BASIC scheme will provide you with an excellent option to your international travel insurance consideration. 

COE Connections take the WORRY out of worrying - be SAFE not sorry.

What You Need To Know

Policy Wording 2016
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Policy Wording 2015
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Policy Wording 2014
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Number 315199.