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IMPORTANT NOTICE ABOUT SECTION B EMERGENCY MEDICAL REPATRIATION & OTHER EXPENSES

 

This is not a private medical insurance. If an insured person needs any emergency medical treatment whilst abroad he/she must contact our 24 hour Emergency Assistance Company, Mayday Assistance. Not contacting them, or not following their instructions, could affect an insured person’s claim. Full details are shown under the Making a Claim Section. This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States' Patient Protection and Affordable Care Act ("ACA"). This insurance does not provide, and Insurers do not intend to provide, minimum essential coverage under ACA. In no event will benefits be provided in excess of those specified in the contract documents. This insurance is not subject to guaranteed issuance or renewability other than as specified in the policy. ACA requires certain US citizens and US residents to obtain ACA compliant health insurance coverage. In some circumstances penalties may be imposed on persons who do not maintain ACA-compliant coverage. You should consult your attorney or tax professional to determine if ACA's requirements are applicable to you.

What You Need To Know

Policy Wording 2016
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Policy Wording 2015
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Policy Wording 2014
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Authorised and regulated by the
Financial Conduct Authority
Number 315199.