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Gap Year Insurance

You can purchase your Gap Year Travel Insurance securely immediately via the On-line Payment Service provided by SecPay. The Quote engine searches all our insurance plans to find the cheapest travel insurance for you. You can even buy online for immediate cover. Simply press 'Purchase' on the screen entitled 'Your Quote'.

Orbit Excelsior Supastay Gap Year Study Abroad

For students taking time out on a GAP year who will be returning to full-time education in the United Kingdom.

Arranged through All Seasons Underwriting Agencies Limited. Cover is available in four areas:

  1. Europe
  2. Australasia (includes Australia, New Zealand, Vanuatu, Fiji, Tonga, Cook Islands, Fortuna Islands, Western Samoa, American Samoa, Tokaelou, Niue and Wallis);
  3. Worldwide excluding USA/Canada and;
  4. Worldwide including USA/Canada.
Summary of Cover
For Europe, cover is the same as with Excelsior Supastay

For all other areas, cover is the same as with Orbit, including Personal Possessions.

You can purchase your Gap Year Travel Insurance securely immediately via the On-line Payment Service provided by SecPay. The Quote engine searches all our insurance plans to find the cheapest travel insurance for you. You can even buy online for immediate cover. Simply press 'Purchase' on the screen entitled 'Your Quote'.

Hazardous Activities
Gap Year includes cover for your participation in the hazardous activities listed below when area of cover is outside Europe. If the area of cover required is Europe, an additional premium of £32 (including Insurance Premium Tax) is payable.

Bungee Jumping - when adequately supervised;
Canoeing (inland/coastal waters) - subject to wearing protective headgear and life jackets;
Cycling;
Deep Sea Fishing;
Dinghy Sailing - exclude Liability;
Hang Gliding;
Horse Riding - subject to wearing protective headgear;
Mountain Biking - subject to wearing protective headgear;
Paragliding - over land;
Sail Boarding - no competitions, exclude Liability;
Sailing - no competitions, exclude Liability;
Scuba Diving - to maximum of 100 feet (30 metres), providing a Certificate of Proficiency is held or that you are diving with a qualified instructor;
Surfing;
Trekking/Hiking;
Water Skiing;
White Water Rafting - when adequately supervised, subject to wearing protective headgear and life jackets;
Wind Surfing - no competitions, exclude Liability;
Yachting - no competitions, exclude Liability.

You can purchase your Gap Year Travel Insurance securely immediately via the On-line Payment Service provided by SecPay. The Quote engine searches all our insurance plans to find the cheapest travel insurance for you. You can even buy online for immediate cover. Simply press 'Purchase' on the screen entitled 'Your Quote'.

Premiums
Period Europe Australasia Worldwide Excluding USA/Canada Worldwide Including USA/Canada
3 months £58 £88 £96 £104
4 months £71 £101 £109 £120
5 months £90 £117 £127 £136
6 months £107 £130 £142 £150
7 months £119 £148 £158 £167
8 months £130 £160 £171 £180
9 months £142 £170 £183 £192
10 months £157 £183 £197 £206
11 months £172 £196 £212 £222
12 months £184 £212 £224 £238
All prices are in pounds sterling and include Insurance Premium Tax.

You can purchase your Gap Year Travel Insurance securely immediately via the On-line Payment Service provided by SecPay. The Quote engine searches all our insurance plans to find the cheapest travel insurance for you. You can even buy online for immediate cover. Simply press 'Purchase' on the screen entitled 'Your Quote'.

Things to Note
  • Maximum age limit at date of departure is 20 years.
  • All premiums are subject to 17.5% Insurance Premium Tax.
  • Cover is available to UK residents only.
  • Cover for Hazardous Activities is optional for Europe only.

Please read the important policy features.

You can purchase your Gap Year Travel Insurance securely immediately via the On-line Payment Service provided by SecPay. The Quote engine searches all our insurance plans to find the cheapest travel insurance for you. You can even buy online for immediate cover. Simply press 'Purchase' on the screen entitled 'Your Quote'.

 
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